(Q) QUESTION (A) ANSWER
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(Q) What is Telemedicine ?
(A) Telemedicine refers to the practice of caring for a patient when the doctor and patient are not physically present with each other. For certain illnesses, Telemedicine providers can complete exams, make a diagnosis, write a prescription, when the patient is at home on the telephone or online. Most of the Telemedicine providers operate 24 hours a day, 7 days a week. Telemedicine providers have millions of patients around the world. Telemedicine providers are not discount healthcare providers.
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(Q) What are some (NOT ALL) of the illnesses that could be treated by Telemedicine ?
(A) Eye problems, flu and cold, ear infections, sore throat, back pain, allergies, nausea, mental health counseling, sprains, birth control, headaches, rashes, addiction, depression, pink eye, diarrhea, bronchitis, skin infections, fever and pediatric services. The Telemedicine doctors are licensed by the state to treat these illnesses.
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FOR ALL EMERGENCY HEALTHCARE SITUATIONS, CALL 911 IMMEDIATELY.
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Telemedicine can support (NOT REPLACE) in-person healthcare. Because of the low cost of Telemedicine, many patients would be wise to have Telemedicine and in-person healthcare. Some in-person healthcare providers have high deductibles, co-insurance and co-payments which would apply to Medicare, Medicaid, Affordable Care Act (Obamacare) and employers.
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(Q) Is Telemedicine insurance ?
(A) No, not under present insurance statutes, however, 39 states and Washington D.C. have parity laws that services provided through Telemedicine be reimbursed at a rate equivalent to in-person care provided the quality of care is equal. Patients can check to see if their state have parity laws that will provide coverage or reimbursement for Telemedicine.
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(Q) What is the cost to the patient for Telemedicine ?
(A) Most Telemedicine providers charge between $20 and $80 per month for individuals and family plans. Some do accept insurance. Most accept credit card payments. Some charge only by the visit. Some Telemedicine providers have no deductibles, no co-insurance and no co-payments.
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(Q) Will Medicare pay for Telemedicine ?
(A) Yes, for certain treatments. Check with Medicare.
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(Q) Will Medicaid pay for Telemedicine ?
(A) Yes, for certain treatments. Check with Medicaid.
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(Q) Will Obamacare pay for Telemedicine ?
(A) Yes, for certain treatments. Obamacare policyholders should check with their health insurance company.
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(Q) Should people in the Obamacare gap purchase Telemedicine ?
(A) Absolutely. The Obamacare gap is when in a state the individual / family income is too high to qualify for Medicaid and too low to qualify for Obamacare. Telemedicine can provide some healthcare for the millions of people in the Obamacare gap. Included in the Obamacare gap are the childless adults in some states that can not qualify for Medicaid because they are childless adults.
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(Q) Is there an open enrollment period for Telemedicine ?
(A) No, coverage can start at any time.
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(Q) Could small business employers of less than 50 employees benefit from Telemedicine ?
(A) Yes, small businesses with 50 or less employees under the Affordable Care Act ( Obamacare ) are not required to provide health insurance coverage. These employers of 50 or less employees could provide Telemedicine coverage by paying the monthly payments for all of the employees, which could include the business owner. The Telemedicine cost would be less than most other employer funded healthcare coverage plans. Since Telemedicine is not classified as an insurance policy, Telemedicine could support in-person insurance policies and in-person healthcare plans.
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TELEMEDICINE COVERAGE
LICENSED DOCTORS NO CO-PAY
24 HOURS A DAY 7 DAYS A WEEK
INDIVIDUAL / FAMILY PLAN (UP TO 5) DISCOUNT PRESCRIPTION CARD
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T C G MARKETING
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